Aviva Physiotherapy — Covered Treatment
Access expert musculoskeletal physiotherapy using your Aviva private medical insurance. London-based, UK-wide clinics and home visits.
HCPC Registered
MCSP
MLACP
Bond Solon Trained
What your Aviva policy typically covers
- Physiotherapy is included in core health insurance cover for MSK issues, usually with GP or digital GP referral.
- Optional therapies cover may set a session allowance per condition for physio/osteopathy/chiropractic/acupuncture.
- Telephone triage and virtual/face-to-face physio pathways are available on certain products.
Coverage depends on your individual plan. We’ll confirm your eligibility with Aviva when you book.
How to use your insurance with us
- Check your Aviva policy includes outpatient physiotherapy/therapies.
- Ask if you need a GP or physio triage referral and obtain an authorisation code.
- Book your appointment with us and provide your policy and authorisation numbers.
- Attend your assessment in-clinic, at home, or via secure video.
- We invoice the insurer directly where recognised; you pay only any excess or items not covered.
Why choose us
- Recognised by major UK insurers for physiotherapy treatment.
- Fast access — assessment slots usually available within 7–10 working days.
- Evidence-based rehab for whiplash, sports injuries, post-op and chronic MSK conditions.
- Transparent billing and help with claims and authorisations.
- London & UK-wide coverage with clinic, workplace and home visits.
Book now
Call 0333 242 0449 to speak to an expert and use your Aviva cover for physiotherapy.

